Finance your education

Forget about your financing issues, just focus on your studies with the help of EduCredit.ph.


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How It Works

Choose your amount to be financed and loan length


Select your loan amount up to ₱ 100,000.00 and choose between 3, 6, and 12 months loan length.


Finance up to 80% of your tuition fee with the remaining to be paid as a downpayment.

Submit your application online


Submit your full application without the need to leave your home through our online application form.

Acceptance


If your application is approved, proceed to pay the downpayment of 20% of your tuition fee. We will then transfer the full tuition fee amount to the education provider.

Sign up for a loan

For any questions please refer to our FAQs Page.

Loan Simulator


Input an amount and click on a loan tenor.



Document Requirements

Professionals or Working Student



  • Proof of enrollment
  • Proof of identity
  • Proof of billing
  • Source of income
  • Checking account for issuance of PDCs or ADA for Repayment

Full Time Student with Guardian or Co-Maker



    For Students:
  • Proof of enrollment
  • Proof of identity

  • For Guardian or Co-maker:
  • Proof of identity
  • Proof of billing
  • Source of income
  • Checking account for issuance of PDCs or ADA for Repayment

Valid Documents

You must provide a primary ID. If you do not have a primary ID, you can provide two (2x) secondary IDs.

Primary ID: 
  • Passport
Secondary ID:
  • Driver's License
  • SSS UMID Card
  • PhilHealth Insurance Card
  • PRC (Professional Regulation Commission) ID
  • IBP (Integrated Bar of the Philippines) ID
  • OFW ID
  • Postal ID

*For IDs to be valid it must not be damaged, tampered, or expired.

  • Student ID
  • Academic Transcript
  • Online course progress report (must be 25%+ completed)

The document must be issued within the last 3 months.

  • Electricity Bill
  • Water Bill
  • Telecom Bill
  • Cable Bill
  • Internet Provider Bill
  • Official Payslip (3 months)
  • Bank Statement (3 months)
  • ITR (Income Tax Return)
  • Cerificate of Employment
  • Picture of the Checkbook for Post-Dated Cheques issuance
  • First page of the checking account for Automatic Debit Arrangement (ADA)