Lease-to-own MacBook

Own a MacBook through our affordable installment plans

The most affordable MacBook in the market.


Monthly installments as low as:

₱ 4,900.00


Apply now View detailed comparison of models

An upgraded version of one of the most affordable MacBook in the market.


Monthly installments as low as:

₱ 5,990.00


Apply now View detailed comparison of models

(Coming Soon)

High performance in small package.


Monthly installments as low as:

₱ 7,190.00


Apply now View detailed comparison of models

How It Works

Start a Lease Application

Create an initial application by clicking on the Sign up button.

After submitting the initial application, wait for a reply email from us to proceed to the next step.

Pick a MacBook model

Select the right model for you. We offer models that are sure to fit the various needs of individuals.

Get Verified

If you are qualified and have submitted all the requirements, you will receive a notification via email. We will then verify your application. You can expect a response within 72 hours.

Your laptop is ready for pick-up!

Once we approve your application, we will send you our lease contract via email. A downpayment will also be required along with the signed contract. After this is completed, you can now pick up your new MacBook laptop at our partner stores!

Sign-up to lease a laptop

Repayment Schemes


Downpayment ₱ 14,190
Service Fee 2.99%
Monthly Interest 0.73%
Fortnightly Payment (Every 2-weeks) ₱ 7,095
Number of Repayments 6

Document Requirements

Professionals or Working Students



  • Proof of identity
  • Proof of billing
  • Source of income
  • Checking account for issuance of PDCs or ADA for Repayment

Full Time Student with Guardian or Co-Maker



    For Students:
  • Proof of enrollment
  • Proof of identity

  • For Guardian or Co-maker:
  • Proof of identity
  • Proof of billing
  • Source of income
  • Checking account for issuance of PDCs or ADA for Repayment

Valid Documents

You must provide a primary ID. If you do not have a primary ID, you can provide two (2x) secondary IDs.

Primary ID: 
  • Passport
Secondary ID:
  • Driver's License
  • SSS UMID Card
  • PhilHealth Insurance Card
  • PRC (Professional Regulation Commission) ID
  • IBP (Integrated Bar of the Philippines) ID
  • OFW ID
  • Postal ID

*For IDs to be valid it must not be damaged, tampered, or expired.

  • Student ID
  • Academic Transcript
  • Online course progress report (must be 25%+ completed)

The document must be issued within the last 3 months.

  • Electricity Bill
  • Water Bill
  • Telecom Bill
  • Cable Bill
  • Internet Provider Bill
  • Official Payslip (3 months)
  • Bank Statement (3 months)
  • ITR (Income Tax Return)
  • Cerificate of Employment
  • Picture of the Checkbook for Post-Dated Cheques issuance
  • First page of the checking account for Automatic Debit Arrangement (ADA)

MacBook Lease-to-own

Get the laptop you’ve always wanted.

With EduCredit.ph, you can easily get one of the best laptops in the market with our flexible payment terms.

Apply to lease a laptop